Pay your bills using Qwarta by Home Credit Philippines!

Use Qwarta by Home Credit to buy load, settle bills, scan to pay, and more. Start paying with Qwarta when you buy from our merchant partners nationwide.

Araw-araw na ang tipid with Qwarta!

Get 3% discount sa bawat reload — for all networks!

Example: P100 load = Pay P97 only!

Pay your bills in-app with 300+ billers nationwide — no added fees!

Example: P1,000 bill = Pay 1,000 only!

Enjoy 5% rebate for your payments via QR scan!

*5% of total purchase, up to P300 max. Valid to new customers within 30 days from sign date only.

What is Qwarta?

Qwarta is easy to use!

Get 3% discount sa load on all networks! More tipid, more sulit!

Pay your bills with no additional fee. Contactless na, free of charge pa!

Save on your QR purchases with up to P300 rebate on your first 30 days with Qwarta!

Get a loan and enjoy Qwarta instant approval with up to ₱10,000 spending limit!

Bundle up your product installments with Home Credit Qwarta! Just visit us and ask our Sales Associates for assistance.

Step 1: Choose a Partner Store near you icon

Step 1: Choose a Partner Store near you

Choose any of our partner stores nationwide from our store locator.

Step 2: Inquire about Qwarta icon

Step 2: Inquire about Qwarta

Approach our Sales Associate at the store to inquire about product installments and Qwarta.

Step 3: Approval Process icon

Step 3: Approval Process

Our Sales Associate will process your product installment application and present a Qwarta offer. *Applications are subject to approval.

We have a NEW AND BETTER HOME!

Online loan app from the Philippines’ trusted lending company.

FLEXIBLE installments as low as 0% INTEREST
Shop in a few taps your DREAM PRODUCTS
Score exclusive DEALS and DISCOUNTS
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Find the answers to your questions about our HCQwarta product

Frequently Asked Questions for HCQwarta

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