Get fast and easy online loans for your needs!

Looking for quick cash loans for your financial goals or unexpected expenses? Home Credit's online loans can help! Enjoy competitive interest rates, and flexible amounts for your cash needs.

Check if you are qualified for a cash loan offer today!

The flexible cash loan for you

Here's why it's worth getting a quick cash loan here!

Fast loan approval icon

Fast loan approval

Get cash loans online, disbursed in 1 minute

Fast, safe, and convenient loan processing! icon

Fast, safe, and convenient loan processing!

90% of loans online, completed digitally

Loan from Php 3,000 to Php 150,000 icon

Loan from Php 3,000 to Php 150,000

Flexible loan amounts for your cash needs!

How Our Online Loan Works

Cash Loan Application Made Easy

Here are two simple requirements before you apply for a cash loan online.

Filipino Resident icon

Filipino Resident

Loan applicant must be a Filipino resident, age 18 - 68 years old.

Primary and Secondary IDs icon

Primary and Secondary IDs

A Simple Loan Claiming Process

Ready To Get A Cash Loan?

To get our cash loan, check if you're eligible to borrow money. Once you receive an SMS confirmation, you can claim your online cash loan through two easy steps.

Bank Transfer

Credit your cash loan straight to your own bank account. View our list of partner banks to find the one nearest to you.

Cash Pick-Up

Claim your cash loan at any of our partner stores. Check the list to find the branch nearest to you.

Things To Remember

  • Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners.
    Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners.
  • Your cash loan contract will be cancelled if not claimed within seven (7) days. Claim your cash loan as soon as possible.
    Your cash loan contract will be cancelled if not claimed within seven (7) days. Claim your cash loan as soon as possible.
Pay The Way You Want To For Cash Loans

How To Pay Your Cash Online Loan

Looking for the most convenient way to pay online cash loan installments? You can use any of these easy cash loan payment methods:

Enroll to Auto Debit Arrangement

Enroll your bank account to our Auto Debit Arrangement and let us automatically process your cash loan payments. Never miss a due date again for your cash loan!

Pay On The Mobile App

Whether its a product loan or cash loan — we’ve got you covered. Download the Home Credit mobile app to pay your loan through your phone.

Pay On The Website

Pay your cash loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.

Pay Over-The-Counter

Pay your cash loan offline through our payment partner stores nationwide. You can check the cash loan payment schedule and location of our payment partners here.

Customer Testimonials

Watch the inspiring stories of Filipinos who chose Home Credit Cash Loan as their partner in achieving their financial goals in life.

Para sa Edukasyon, Para sa Life!

Dahil sa Home Credit Cash Loan, nagkaroon ng panimula sa pangmatrikula sa eskwela si Nanay Rowena at Imie para sa pamilya. Ngayon, nakapagpatapos na at napagpapa-aral pa niya ang kanyang mga anak!

Para kay Kuya

Kasama ni Cherry Joy ang Home Credit Cash Loan sa hirap at ginhawa kaya naman sa aming 9th Anniversary, isang munting surpresa ang hinanda namin para sa kanya!

Para sa Inyo, Mga Anak

Kasama ninyo ang Home Credit Cash Loan sa mga pagsubok at tagumpay tulad ng ating loyal customer na si Vivien. Bilang pasasalamat, may munting handog kami para sa kanya.

Para kay Tatay

Saludo kami sa mga breadwinners tulad ni Angela! Pero kahit breadwinner, kailangan ng kaagapay sa buhay. Mabuti at kasama niya sa pagsubok sa buhay ang Home Credit Cash Loan. Sa aming 9th anniversary, may munting handog kami para sa kanya!

Frequently Asked Questions

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